Traffic accidents occurring in Fort Lauderdale or anywhere else in Florida can be frightening, but they can be even more frustrating when those involved try to seek monetary damages to cover the costs inflicted. However, the victims of vehicular crashes should understand that they are entitled to financial assistance under the law and should therefore pursue the compensation that is needed. After an accident, victims should follow a course of action that will help guarantee them the justice they deserve.
What to do After an Accident
It is of utmost importance to provide assistance to anyone who has been injured in a crash. What appears to be a minor injury could have serious consequences if left untreated. In addition to caring for the victim, a doctor should record the nature of the injury. This information could prove useful in any subsequent litigation. After an accident resulting in casualties or major damage, it will also be wise to notify the local police department, which will obtain information and investigate the crash. If they are not physically incapacitated, those involved in the accident should obtain the names, telephone numbers and insurance information from the other motorists. They should also take pictures of the vehicles and of the general scene. However, motorists should never admit guilt or provide any information that could later be used against them. They should also notify their own insurance providers as soon as possible.
Understanding the Tort Laws of the State
Florida has a no-fault insurance system, which means that the costs of an accident will generally be borne by a motorist’s own company. Residents are required to carry at least $10,000 in liability insurance to cover personal injuries and another $10,000 to cover property damage. There are nevertheless limits in the costs that will covered, including 80 percent of the medical expenses incurred. When there are additional costs, a motorist can seek compensation directly from the driver who was deemed responsible for the accident.
The Economic Consequences of an Accident
Determining the cost of a vehicular accident can be difficult, especially if the crash resulted in deaths or permanent injuries that require long-term medical assistance. This is why it is important for those involved to carefully document the expenses incurred, including medical bills and the time consumed in dealing with the accident, and to save any receipts that are related to these costs.
When to Hire an Attorney
Anyone who plans to seek damages from another party after a traffic accident should also consider seeking proper legal representation. Armed with their own lawyers, insurance companies will often try to settle cases for less than the amount needed by the victims. A lawyer can under the circumstances level the playing field and will serve as an advocate throughout the legal process, if necessary taking the case before a jury. It is for these and other reasons why the victims of vehicular accidents who seek compensation should consider turning to the services of a car accident attorney.