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Florida Financial Responsibility Law

Florida Financial Responsibility Law

The Bureau of Motorist Compliance exists to make sure that any persons responsible for a motor vehicle accident are accountable for his or her actions. Taking responsibility can include compensate the victim(s) for property damages and/or injuries.

In order to obtain one’s license or to drive a car or truck on the highway, the Florida Financial Responsibility Law has certain minimum requirements. The following minimum requirement provides ample amount of coverage in many vehicular accidents. The minimum coverage requirement is as follows:

Bodily injury liability ……………………….$10,000 per person and $20,000 per crash
Property damage liability …………….…. $10,000 per crash
Personal injury protection limits …….. $10,000 per person per crash

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In the event that a person has been in an accident they should contact a law enforcement agent to report the accident. An officer can help an individual to get compensated by filling out necessary forms regarding the accident. Not contacting an officer can result in the injured party not being compensated at all for his or her injuries or property damages.

An accident that involves property damage or bodily injury will require The Department of Highway Safety and Motor Vehicles to mail a notice requesting that the owner or operator of the vehicle involved provide proof of liability insurance. If the responsible party does not have liability insurance he or she will be required to obtain coverage, in addition to having the newly purchased insurance certified by having a For SR-22 completed, the individuals will also need to have a note or documentation from the victims that were injured stating that he or she has been compensated fully for the damages and injuries that they have encountered.

Failure to provide any of the above documentation can result in the driver or the vehicle owner having the tags and registration to his or her vehicle suspended. The driver can also have his or her license suspended for three years. After three years has passed the driver will be able to get their license back after showing proof that he or she is in compliance with the liability requirement and pay a $15 reinstatement fee.

Contact us online or call (954) 504-6577 to learn more during a free, confidential consultation.

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